MyBalanceNow
MyBalanceNow.com is the self-service portal for Target-issued prepaid Visa gift cards. The Mybalancenow portal is one of my favorite brands of Visa card issures, as they are issued by the Target Corp, and they usually have good customer service. They don’t hide behind an automated phone number, but actually lets you speak to an agent, if you have a problem with the card.
The Mybalancenow website lets you activate a new card, check the balance, review transactions, add a billing address for online shopping, and report a lost or stolen card.
What to do When You Receive a MyBalanceNow Visa Card
- Inspect the package for tampering.
- Go to mybalancenow.com and enter the 16-digit number, expiration date, CVV, and ZIP or activation code, then press Activate.
- Add your name and address on the Register Card screen to pass Address Verification Service checks.
- During the first debit purchase choose debit and create a four-digit PIN.
- Check the balance online or by phone before each use to avoid declines.
Where to Buy These Visa Cards
- Target stores – physical cards in \$25–\$500 values at the gift-card kiosk.
- Target.com – order a plastic card mailed to you or an e-gift code sent by email.
- Corporate bulk orders – large quantities available through Blackhawk Network’s business portal.
Cards are single-load, work only in the United States, and are issued by Pathward (formerly MetaBank), Member FDIC.
What You Need Before You Start
| Item | Location | Reason |
|---|---|---|
| 16-digit card number | Front of card | Main login field |
| Expiration date | Under card number | Needed at checkout |
| CVV code | Back of card | Proves you hold the card |
| ZIP code | Set during purchase | Helps at gas pumps |
How to Check Your Balance
- Open mybalancenow.com
- Enter number, date, and CVV
- Select Sign In
- View balance, holds, and history
- Print or download if needed
mybalancenow
How to Activate a New Card
- Log in on the site
- If status shows inactive, press Activate
- Type activation code or ZIP
- Submit and wait for confirmation
How to Register Your Card
- Sign in again
- Choose Register Card
- Add name, street, city, state, ZIP
- Save and use those details online
Why You Should Register
- AVS match increases online acceptance
- Address on file speeds lost-card replacement
- Refunds post faster to a verified card
Extra Features
- Set a PIN during first debit swipe
- Turn on email or SMS balance alerts
- Replace lost cards for a fee
- Cards work only in the United States
Troubleshooting
| Issue | Fix |
|---|---|
| Invalid details | Re-enter all 16 digits carefully |
| Online decline | Register card and match ZIP |
| Gas-pump hold | Pay inside or run as credit |
| $0 balance surprise | Check for pending tip or hotel hold |
Security Tips
- Memorize then cover the CVV
- Spend the balance soon
- Save receipts until balance is zero
- Never post the card number online
Contact and Ownership
MyBalanceNow.com is run by Blackhawk Network for the issuing bank, usually MetaBank N.A.
Call the toll-free number on the card back for live help, lost or stolen reports, replacement requests, and decline explanations.
Email links appear in the portal footer for non-urgent support.
FAQs
How do I check my MyBalanceNow balance?
The way to check your MyBalanceNow balance is to enter the card number, expiration date, and CVV on the homepage. The site then shows the available amount plus recent transactions.
How do I activate a Visa card on MyBalanceNow?
The method to activate a Visa card on MyBalanceNow is to log in, choose Activate, and submit the activation code or ZIP. The card becomes usable within seconds.
How do I register a card with my name and address?
The process to register a card is to open the Register Card tab after login and enter your billing details. Registration helps online stores match AVS and reduces declines.
Why should I register my prepaid card?
The reason you should register your prepaid card is higher acceptance at websites that check billing data. Registration also speeds balance recovery if the card is lost.
Who owns MyBalanceNow.com?
The company that owns MyBalanceNow.com is Blackhawk Network while the cards are issued by MetaBank N.A.
Who do I call if my card does not work?
The person you call if your card does not work is the customer-service agent at the toll-free number on the card back. They can explain declines or reset the card.
What if I lose my card or it is stolen?
The action if you lose your card is to phone customer support immediately. A replacement card can be issued for the remaining balance, often with a small fee.
Why might my card not be working?
The reason your card might not be working is an incorrect address, a pending pre-auth hold, or use outside the United States. Registering the card and matching the ZIP fixes most issues.
Can I use MyBalanceNow cards at ATMs?
The rule for MyBalanceNow cards at ATMs is clear – cash withdrawals are not allowed; the cards are for purchases only.
Do MyBalanceNow cards charge monthly fees?
The fee policy states no monthly fee for the first year, but an inactivity fee can start after twelve months with no transactions.
Can I reload a MyBalanceNow gift card?
The answer about reloading is no; these cards are single-load. Buy a new card when funds run out.
How do I set a PIN?
The way to set a PIN is to choose debit during the first purchase and enter any four-digit number. That PIN then locks to the card.
Does MyBalanceNow work with Apple Pay?
The compatibility with Apple Pay is mixed; some cards add successfully while others are declined. Registering the card first improves approval odds.
Is there an app for MyBalanceNow?
The availability of an app is none. Users manage the card through the mobile web page.
Can I split a purchase with another payment method?
The option to split a purchase exists in most stores; tell the cashier the exact card balance first. Many online checkouts cannot split automatically.
Is MyBalanceNow safe to use?
The safety level of MyBalanceNow is high because the site uses HTTPS encryption. Only enter card data on the official domain.
How long are MyBalanceNow cards valid?
The validity period lasts until the embossed expiration date, usually five years. Funds never expire, but you need a replacement card after that date.
Disclaimer
This guide is for information only. MyBalanceNow is a trademark of its owner. Visa, Mastercard, and other marks belong to their owners.
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